India's digital fraud rate nearly double the global average: TransUnion

Jun 16, 2026

TransUnion says 7.1 per cent of digital transactions in India were suspected fraud attempts in 2025, with logistics, telecom and insurance sectors facing the highest risk

India's digital fraud exposure remains among the highest globally, with logistics, telecommunications and insurance emerging as the most vulnerable sectors, according to TransUnion's Top Fraud Trends Report.

The report found that 7.1 per cent of digital transactions involving consumers in India in 2025 were suspected fraud attempts, almost double the global average of 3.8 per cent.

Among industries, logistics recorded the highest suspected digital fraud rate at 16.3 per cent, followed by telecommunications at 14.7 per cent and insurance at 11.5 per cent.

TransUnion said these sectors are particularly exposed because they rely heavily on real-time interactions, distributed networks and high-frequency transactions, creating opportunities for fraudsters to exploit weaknesses in identity verification and authentication.

The report highlighted a broader shift towards identity-driven fraud, with attackers increasingly targeting legitimate customer accounts.

Unlike the global trend, where account creation remains the riskiest stage of the digital customer journey, fraud risk in India was highest at account login, where 3.9 per cent of transactions were suspected to be fraudulent. This was followed by account creation (3.1 per cent) and financial transactions (1.2 per cent).

According to the report, the trend suggests criminals are increasingly using compromised credentials to take over existing accounts, underscoring the need for businesses to strengthen identity verification and fraud prevention systems at the onboarding and login stages.

[The Business Standard]